…drew the line in the sand about matching rates

We increased net interest margin from the 27th to 82nd percentile in the time we have been working with you. We drew the line in the sand about matching rates—that was huge. We drove our deposit costs down. I don’t think we could have come out of those tough couple of years without The Emmerich Group.

—J. Burnett

Chief Executive Officer, Libertyville Savings Bank