Taking ambitious banks to a level of performance
they never dreamed possible…
Congrats to Charlie Holland and Farmers State Bank of Alto Pass on their 2022 Extraordinary Bank of the Year™ award!

THE NEW GAME OF BANKING
How to build massive core deposits and A+ quality loan growth at premium pricing...
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case studies
We tripled cross-sales, from 2.9 to 8.4
In two years, loans are up 34%, assets are up 21%, and we’ve added 60 basis points to Net Interest Margin, but the really dramatic change is our cross-sales. We tripled cross-sales, from 2.9 to 8.4, on average across the bank—we view this as the ultimate vote of trust from our customers.
K. Knudsen
President & CEO of Security Bank

We hit our loan growth goal for the year by the end of June
Roxanne showed us how to double our growth. We hit our loan growth goal for the year by the end of June…in our first year with Roxanne Emmerich’s help!
C. Floyd
President & CEO, First National Bank of Syracuse

A record year for…
Over the last decade as an Emmerich Group client, we have more than doubled assets while becoming very profitable. We look like we’ll end the year with a 5 NIM and a 2 ROA. We had a record year for earnings and growth.
P. Steele
President & CEO, Builtwell Bank

We were able to capture a floating rate in a rising rate environment. That was just as big a deal as getting the $10 million loan
We were able to capture a floating rate in a rising rate environment. That was just as big a deal as getting the $10 million loan.
N. Grigsby
President, Farmers State Bank

...two individuals while ‘practicing,’ brought in $20 million in deposits
We had almost 18% deposit growth. We had two individuals from our team who took the Accredited Banking ProfessionalTM course and, while ‘practicing,’ brought in $20 million in deposits—$15 million of which were low-cost deposits.
C. Holland
Chief Executive Officer, Security Bank

…grown our assets per employee [from] $3.4MM [to] $5MM
We have seen a significant increase in our cross-sales since implementing your proven Retails Sales process. We have increased from a team-wide average of less than 3 to finishing 2020 at 5.91.
B. Calderara
President & CEO, Ulster Savings Bank

The Only Comprehensive Custom “Franchise” System Proven to Up-Level Bank Performance
LOAN GROWTH
Become a category of one — win every deal you really want
NET INTEREST MARGIN
You deserve to get paid more — decommoditize now
CORE DEPOSIT GROWTH
Up-level to even more sticky, low-cost deposits
STRATEGIC PLANNING
You will never go back to your traditional strategic planning process — ever again
CROSS-SALES
Be the only bank your customer ever needs — take the words “trusted advisor” beyond lip service
PERFORMANCE CULTURE
Create a culture that rocks — tie every team member to profitability on a daily, monthly, quarterly basis
From Transactional to Transformational Banking

What you need to know about The Emmerich Group:
- Helping banks for over three decades get to #1 in their markets
- Achieve top 5% of peers... and stay there
- Develop systems in every area for permanent results
- Create a culture that rocks (with accountability systems your people will LOVE)
- Turn things around in record time—mostly within a couple of years, sometimes within weeks, but the impact is felt immediately
- Achieve extreme differentiation without the need for extreme action or radical / gimmicky tricks
- Transform order-takers into Trusted Advisors™





















As one industry consultant said: “The problem with The Emmerich Group is that their results are so good, nobody believes them.”
We have essentially cracked the code to the vault of proven secrets of bank success.
These secrets constitute the rules of the new game of banking. We regularly work with the top 5% of banks (and those that want to be) that are elite and at the top of their game because we helped put them up there and we keep them up there…
Finally, The Ultimate Blueprint for High-Performance Banking
HOLISTIC. SYSTEMATIC. COORDINATED. Build something real that lasts using this proven blueprint to accelerate your bank…


“The problem with The Emmerich Group is that their results are so good, nobody believes them.”
Steve Gordon, Industry Advisor
The Breakthrough Banking™ Blueprint Conference


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