You deserve to accelerate your bank's success.


Welcome To The Breakthrough Banking™ Formula

Used by 80% OF America’s Elite Top 100 Community Banks

Emmerich’s Breakthrough Banking™ Formula is comprised of community banking performance secrets that put hundreds of banks in the top 5% and kept them there. Based on 30 years of research and work with the nation’s most admired, elite banks.

We bring your bank the Breakthrough Banking™ tools it needs

The Breakthrough Banking™ Blueprint

Your customized step-by-step system will show you how to:

  • Find and secure your top 100 best new customers to double profits without spending more on marketing.
  • Move from transactional to transformational banking and escape commoditization.
  • Provide excellent employee development while escaping the pitfalls that cause more than 95 percent of sales training attempts to fail, often creating a culture disaster.
  • Avoid the five biggest strategic planning mistakes that most banks make-and almost never recover from.
  • Achieve stronger growth and profit with less risk.

The Breakthrough Banking™ Software

In the competitive landscape of community banking, achieving and maintaining top-tier performance is a relentless challenge. The Emmerich Group, renowned for guiding community banks into the elite top 5% of their peer group, has distilled decades of expertise and success into a revolutionary tool: The Breakthrough Banking™ Software. This proprietary software is the engine behind the transformative Breakthrough Banking Formula, a methodology that has propelled 80% of America’s elite top 100 banks to unprecedented success.

Transforming Banks, One Decision at a Time

The Breakthrough Banking Software is more than just a software solution; it’s a commitment to excellence. It ensures that every decision made, from the executive level to the front lines, is informed, strategic, and aligned with the principles that have consistently placed banks in the top 5% of their peers. By embedding the essence of the Breakthrough Banking Formula into every aspect of banking operations, the software guarantees that community banks not only reach the pinnacle of performance but remain there.

Your Formula to Becoming an Elite Bank

With The Breakthrough Banking Software, The Emmerich Group offers more than just a path to success; it offers a transformation. Banks that have embraced the Breakthrough Banking Formula have seen remarkable results, from skyrocketing profits and assets to achieving a level of performance they never dreamed possible. This software ensures that the journey to top-tier performance is not just achievable but sustainable.

Embrace the future of banking excellence with The Breakthrough Banking Software, and join the ranks of America’s elite community banks.

We place our faith in the power of good systems and have built our approach on them.

For more than 30 years, The Emmerich Group has witnessed the power of systems to transform performance by transforming people and processes. To be clear, though, strong systems are far from static and carved in stone. They can–and must–adapt to environmental changes. But because the fundamental, foundational principles that underpin them remain clear and unchanging, the system is still recognizable in its new incarnation.

The Emmerich Group is the only banking advisory organization offering a customized-to-you, proven, proprietary approach that integrates and addresses all the disparate elements critical to your bank’s results.

We offer 27 systems for doing literally everything in your bank that have been split-tested and validated. We can’t wait to tell you about the ones that will make the biggest difference in your bank.

Our Breakthrough Banking™ systems are responsible for taking many of our clients from bottom-quartile performance to Top 5%—even #1 in their state—in just a few years.

And when you integrate these systems into your bank, you can expect to experience growth: positive–even dramatic—needle movement and unquestioned results and performance-cultural improvement within 30-60 days (and that’s just the start).

“We were able to capture a floating rate in a rising rate environment. That was just as big a deal as getting the $10 million loan. Since then, interest rates have gone up 100 basis points. It’s the only floating rate that company has. We were able to negotiate that by making sure we stuck to your sales process and held tight…and it worked.”

N. Grigsby

President, Farmers State Bank
“We increased net interest margin from the 27th to 82nd percentile in the time we have been working with you. We drew the line in the sand about matching rates—that was huge. We drove our deposit costs down. I don’t think we could have come out of those tough couple of years without The Emmerich Group.

J. Burnett

Chief Executive Officer, Libertyville Savings Bank