G. Majors

We’ve grown from $238 million to $368 million…a 54.49 percent increase, net income grew from $2.1 million to $4.1 million…a 95.2% increase, and earning assets grow from $213 million to $332 million—a 55.66 percent increase.

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J. Marcuccilli

We’ve moved from 3.3 services per household to 4.3 in 30 months. Loan growth was up $100 million in less than five months during the heart of a recession while we improved loan quality. Return on equity increased from 7.18% to 10.44% in a year. Net interest margin increased from 3.63% to 3.95% in a year with two major building projects factored in. The system works and we follow the system.

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