The Emmerich Group Case Studies

Emmerich Financial, Inc.

It’s All About Culture: How a Nebraska Agricultural  Bank Moved from “Average” to a 4.75 Net Interest Margin, 2.0 ROA, and a 7+ Cross-Sales Ratio

“Not Magic, Just Focus”

How a Small-Town Bank From Kansas Became One Of The Best Banks in America

How a Bank in New York Grew Assets Per Employee from 3.4 to Over 5 Million and Exceeded Their Annual Income Goal by Over 142 Percent

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Miraculous Performance Transformation in Just One Year: $14 Million in New Low-Cost Deposits & 100+ Basis Points Added to Net Interest Margin

 

This Nearly $1 Billion Tennessee Bank Achieved a 2.0 ROA and 5 Net Interest Margin While Doubling in Size

 

Following the Right Sales Process Leads to a Uniquely Profitable $10 Million Loan for this Illinois Bank

How Hoosier Heartland State Bank Became the Market Leader and Beat the Big National Banks

How this Utah Bank Grew Net Interest Margin from 4.77 to 5.11, While Improving Loan Quality and Lowering Overall Cost of Funds to Second Lowest in Their State

How to be Named #1 in Client Experience by Forbes and How You Can Model Thomaston Savings Bank’s Success