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The Emmerich Group Case Studies

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NET INTEREST MARGIN

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How this Utah Bank Grew NIM from 4.77 to 5.11, While Improving Loan Quality and Lowering Overall Cost of Funds to Second Lowest in Their State

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This Nearly $1 Billion Tennessee Bank Achieved a 2.0 ROA and 5.0 Net Interest Margin While Doubling in Size

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Miraculous Performance Transformation in Just One Year: 100+ Basis Points Added to Net Interest Margin & $14 Million in New Low-Cost Deposits 

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LOAN GROWTH

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How a Small-Town Bank From Kansas Became One Of The Best Banks in America: LOAN GROWTH from 139k to 279k loans – Cross Sales from 2.2 to 8.12

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Following the Right Sales Process Leads
to a Uniquely Profitable $10 Million
Loan for this Illinois Bank

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CULTURE

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How Hoosier Heartland State Bank
Became the Market Leader and
Beat the Big National Banks

 

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What Happens When a Bank CEO Declares War on “Being Average”? NIM from bottom to top quartile in 2 years – Culture Score from 3.13 to 6.21 (2nd highest of all banks)

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It’s All About Culture: How a Nebraska Agricultural  Bank Moved from “Average” to a 4.75 Net Interest Margin, 2.0 ROA, and a 7+ Cross-Sales Ratio

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How a Bank in New York Grew Assets Per Employee from 3.4 to Over 5 Million and Exceeded Their Annual Income Goal by Over 142 Percent

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CROSS-SALES

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How to be Named #1 in Client Experience by Forbes and How You Can Model Thomaston Savings Bank’s Success

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How a Bank in New York Grew Assets Per Employee from 3.4 to Over 5 Million and Exceeded Their Annual Income Goal by Over 142 Percent

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What Happens When a Bank CEO Declares War on “Being Average”?
NIM from bottom to top quartile in 2 years – Culture Score from 3.13 to 6.21 (2nd highest of all banks)

[/vc_column_text][ult_buttons btn_title=”READ MORE” btn_link=”url:https%3A%2F%2Femmerichfinancial.com%2Fcasestudies%2Fminnesota-national-case-study%2F|title:READ%20MORE” btn_align=”ubtn-center” btn_size=”ubtn-large” btn_title_color=”#ffffff” btn_bg_color=”#ce7f0e” icon_size=”32″ btn_icon_pos=”ubtn-sep-icon-at-left”][vc_column_text][/vc_column_text][/vc_column][/vc_row][vc_row disable_element=”yes” css=”.vc_custom_1649208182753{margin-top: 25px !important;}”][vc_column width=”1/2″][vc_separator][ultimate_spacer][vc_column_text]

It’s All About Culture: How a Nebraska Agricultural  Bank Moved from “Average” to a 4.75 Net Interest Margin, 2.0 ROA, and a 7+ Cross-Sales Ratio

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How a Small-Town Bank From Kansas Became One Of The Best Banks in America:
LOAN GROWTH from 139k to 279k loans – Cross Sales from 2.2 to 8.12

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How a Bank in New York Grew Assets Per Employee from 3.4 to Over 5 Million and Exceeded Their Annual Income Goal by Over 142 Percent

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Miraculous Performance Transformation in Just One Year:
100+ Basis Points Added to Net Interest Margin & $14 Million in New Low-Cost Deposits 

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This Nearly $1 Billion Tennessee Bank Achieved a 2.0 ROA and 5.0 Net Interest Margin While Doubling in Size

 

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Following the Right Sales Process Leads to a Uniquely Profitable $10 Million Loan for this Illinois Bank

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How Hoosier Heartland State Bank Became the Market Leader and Beat the Big National Banks

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How this Utah Bank Grew NIM from 4.77 to 5.11, While Improving Loan Quality and Lowering Overall Cost of Funds to Second Lowest in Their State

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How to be Named #1 in Client Experience by Forbes and How You Can Model Thomaston Savings Bank’s Success

 

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