Taking ambitious banks to a level of
performance

they never dreamed possible…

Congrats to Charlie Holland and Farmers State Bank of Alto Pass on their 2022 Extraordinary Bank of the Year™ award!

THE NEW GAME OF BANKING

How to build massive core deposits and A+ quality loan growth at premium pricing...

case studies

We tripled cross-sales, from 2.9 to 8.4.


In two years, loans are up 34%, assets are up 21%, and we’ve added 60 basis points to Net Interest Margin, but the really dramatic change is our cross-sales. We tripled cross-sales, from 2.9 to 8.4, on average across the bank—we view this as the ultimate vote of trust from our customers.

K. Knudsen

President & CEO of Security Bank

We hit our loan growth goal for the year by the end of June.


Roxanne showed us how to double our growth. We hit our loan growth goal for the year by the end of June…in our first year with Roxanne Emmerich’s help!

C. Floyd

President & CEO, First National Bank of Syracuse

A record year for…


Over the last decade as an Emmerich Group client, we have more than doubled assets while becoming very profitable. We look like we’ll end the year with a 5 NIM and a 2 ROA. We had a record year for earnings and growth.

P. Steele

President & CEO, Builtwell Bank

We were able to capture a floating rate in a rising rate environment.


We were able to capture a floating rate in a rising rate environment. That was just as big a deal as getting the $10 million loan.

N. Grigsby

President, Farmers State Bank

...two individuals while ‘practicing,’ brought in $20 million in deposits


We had almost 18% deposit growth. We had two individuals from our team who took the Accredited Banking ProfessionalTM course and, while ‘practicing,’ brought in $20 million in deposits

C. Holland

Chief Executive Officer, Security Bank

…grown our assets per employee [from] $3.4MM [to] $5MM


We have seen a significant increase in our cross-sales since implementing your proven Retails Sales process. We have increased from a team-wide average of less than 3 to finishing 2020 at 5.91.

B. Calderara

President & CEO, Ulster Savings Bank

We tripled cross-sales, from 2.9 to 8.4.

In two years, loans are up 34%, assets are up 21%, and we’ve added 60 basis points to Net Interest Margin, but the really dramatic change is our cross-sales. We tripled cross-sales, from 2.9 to 8.4, on average across the bank—we view this as the ultimate vote of trust from our customers.

K. Knudsen

President & CEO of Security Bank

We hit our loan growth goal for the year by the end of June.

Roxanne showed us how to double our growth. We hit our loan growth goal for the year by the end of June…in our first year with Roxanne Emmerich’s help!

C. Floyd

President & CEO, First National Bank of Syracuse

A record year for…

Over the last decade as an Emmerich Group client, we have more than doubled assets while becoming very profitable. We look like we’ll end the year with a 5 NIM and a 2 ROA. We had a record year for earnings and growth.

P. Steele

President & CEO, Builtwell Bank

We were able to capture a floating rate in a rising rate environment.

We were able to capture a floating rate in a rising rate environment. That was just as big a deal as getting the $10 million loan.

N. Grigsby

President, Farmers State Bank

...two individuals while ‘practicing,’ brought in $20 million in deposits

We had almost 18% deposit growth. We had two individuals from our team who took the Accredited Banking ProfessionalTM course and, while ‘practicing,’ brought in $20 million in deposits

C. Holland

Chief Executive Officer, Security Bank

…grown our assets per employee [from] $3.4MM [to] $5MM

We have seen a significant increase in our cross-sales since implementing your proven Retails Sales process. We have increased from a team-wide average of less than 3 to finishing 2020 at 5.91.

B. Calderara

President & CEO, Ulster Savings Bank

As Featured In

The Only Comprehensive Custom “Franchise” System Proven to Up-Level Bank Performance

The Only Comprehensive

Custom “Franchise” System

Proven to Up-Level

Bank Performance

From Transactional to Transformational Banking

What you need to know about The Emmerich Group:

As one industry consultant said: “The problem with The Emmerich Group is that their results are so good, nobody believes them.”

We have essentially cracked the code to the vault of proven secrets of bank success.

These secrets constitute the rules of the new game of banking. We regularly work with the top 5% of banks (and those that want to be) that are elite and at the top of their game because we helped put them up there and we keep them up there…

Finally, The Ultimate Blueprint for
High-Performance Banking

HOLISTIC. SYSTEMATIC. COORDINATED. Build something real  that lasts using this proven blueprint to accelerate your bank…

One CEO even called Roxanne a “one-woman economic recovery program.”

“The problem with The Emmerich Group is that their results are so good, nobody believes them.”

Steve Gordon, Industry Advisor

The Breakthrough Banking™ Blueprint Conference

There are 27 KEY PROCESSES you must master to become a top 5% community bank…

Discover them at the all-new Breakthrough Banking™ Blueprint Conference. These are not the same tired old bank “strategies” with new fancy names and new “attitude,” as if that has ever worked. This is truly a blueprint to build the bank you’ve always envisioned under your watch.

Finally, The Ultimate Blueprint for High-Performance Banking

HOLISTIC. SYSTEMATIC. COORDINATED. Build something real  that lasts using this proven blueprint to accelerate your bank…

One CEO even called Roxanne a “one-woman economic recovery program.”

“The problem with The Emmerich Group is that their results are so good, nobody believes them.”

Steve Gordon, Industry Advisor

The Breakthrough Banking™ Blueprint Conference

There are 27 KEY PROCESSES you must master to become a top 5% community bank…

Discover them at the all-new Breakthrough Banking™ Blueprint Conference. These are not the same tired old bank “strategies” with new fancy names and new “attitude,” as if that has ever worked. This is truly a blueprint to build the bank you’ve always envisioned under your watch.

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