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Would You Like A Net Interest Margin Like This?
Find Out How They Did It.

(Recorded September 2023)

   a        Click for sound

2:42

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Our net interest margin is now over 5.0

“Our net interest margin is now over 5.0, an increase of over 40 basis points in the past year. Our three-year goal for net income was realized in the first year working with The Emmerich Group.”

C. Floyd
President & CEO, Dream First Bank
#2 on 2016 SNL Top 100 under $1 Billion

2019 Extraordinary Bank of the Year™ Award Winner
2022 Institute for Extraordinary Banking™ Hall of Fame Inductee

We’ll end the year with a 5 NIM and a 2 ROA

“Over the last decade as an Emmerich Group client, we have more than doubled assets while becoming very profitable. We look like we’ll end the year with a 5 NIM and a 2 ROA. We had a record year for earnings and growth.”

P. Steele
President & CEO, Builtwell Bank
2014 Extraordinary Bank of the Year™ Award Winner
2015 Institute for Extraordinary Banking™ Hall of Fame Inductee

Loan yield 1.4% higher
than our peer group

“From about 2% loan growth to over 8%… yield on loans is as much as 1.4% higher than that of our local peer group…”

K. Knudsen
President & CEO, Security Bank
Past Chair, Graduate School of Banking at Colorado
2017 Extraordinary Bank of the Year™ Award Winner
2018 Institute for Extraordinary Banking™ Hall of Fame Inductee

Landed our biggest loan ever…
with a floating rate

“We landed a $10 million loan, the biggest we’ve ever had. The biggest success was not only getting the loan but that we were able to capture a floating rate in a rising rate environment.”

N. Grigsby
President & CEO, Farmers State Bank
2023 Extraordinary Bank of the Year™ Award Winner

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