by Jagdish | Oct 7, 2025
One of the key phrases of our strategic plan is: ‘Do more with less.’ We’ve done just that. It shows up in our culture and productivity. And because we’re doing more with less, we have higher-paid people.
by Jagdish | Oct 7, 2025
Net income has grown 50% over last year… in less than one year with The Emmerich Group. I belong to a bank CEO group where they point out what is wrong—I already knew what was wrong—I just didn’t know how to fix it. The Emmerich Group has the...
by Jagdish | Oct 7, 2025
Our loan growth was up $100 million in less than five months during the heart of a recession while we improved loan quality. Return on equity increased from 7.18% to 10.44% in a year. Net interest margin increased from 3.63 to 3.95% in a year.
by Jagdish | Oct 7, 2025
We’re seeing that we’re at least 50 basis points over our peer average right now.
by Jagdish | Oct 7, 2025
Over the last decade as an Emmerich Group client, we have more than doubled assets while becoming very profitable. We look like we’ll end the year with a 5 NIM and a 2 ROA. We had a record year for earnings and growth.
