by Jagdish | Oct 7, 2025
In two years, loans are up 34%, assets are up 21%, and we’ve added 60 basis points to Net Interest Margin, but the really dramatic change is our cross-sales.
by Jagdish | Oct 7, 2025
“We are at an all-time high today for Net Interest Margin.” That value, which is the other side of the Net Interest Margin, is just as important.
by Jagdish | Oct 7, 2025
Our Net Interest Margin has increased by a little over 200 basis points by having those low-cost deposits.
by Jagdish | Oct 7, 2025
Our Net Interest Margin before we joined Emmerich was in the low 3’s. We are now consistently in the mid-5’s even with a lot of banks seeing margin compression.
by Jagdish | Oct 7, 2025
We increased our Net Interest Margin to 5.7%. The Return on Equity is about 35%, and the Return on Assets is 3.5%.
