About

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We Believe

[/vc_column_text][vc_row_inner el_class=”sec01-slider”][vc_column_inner][ultimate_heading sub_heading_color=”#ffffff” sub_heading_font_family=”font_family:Merriweather|font_call:Merriweather|variant:700″ sub_heading_style=”font-weight:700;”]in a firm handshake and a direct look.[/ultimate_heading][ultimate_heading sub_heading_color=”#ffffff” sub_heading_font_family=”font_family:Merriweather|font_call:Merriweather|variant:700″ sub_heading_style=”font-weight:700;”]that your banker can be your best friend and your business’s most valuable partner.[/ultimate_heading][ultimate_heading sub_heading_color=”#ffffff” sub_heading_font_family=”font_family:Merriweather|font_call:Merriweather|variant:700″ sub_heading_style=”font-weight:700;”]in farmers, working moms, and bake sales on the weekends.[/ultimate_heading][ultimate_heading sub_heading_color=”#ffffff” sub_heading_font_family=”font_family:Merriweather|font_call:Merriweather|variant:700″ sub_heading_style=”font-weight:700;”]that banking never means boring and selling always means serving.[/ultimate_heading][ultimate_heading sub_heading_color=”#ffffff” sub_heading_font_family=”font_family:Merriweather|font_call:Merriweather|variant:700″ sub_heading_style=”font-weight:700;”]in the potential of people and the joy that comes from a job well done.[/ultimate_heading][ultimate_heading sub_heading_color=”#ffffff” sub_heading_font_family=”font_family:Merriweather|font_call:Merriweather|variant:700″ sub_heading_style=”font-weight:700;”]there’s nothing nobler than helping people feel safe and secure.[/ultimate_heading][ultimate_heading sub_heading_color=”#ffffff” sub_heading_font_family=”font_family:Merriweather|font_call:Merriweather|variant:700″ sub_heading_style=”font-weight:700;”]that dreams come true on Main Street.[/ultimate_heading][ultimate_heading sub_heading_color=”#ffffff” sub_heading_font_family=”font_family:Merriweather|font_call:Merriweather|variant:700″ sub_heading_style=”font-weight:700;”]that true wealth is the love of family, the civility of home, and a vacation with your kids.[/ultimate_heading][ultimate_heading sub_heading_color=”#ffffff” sub_heading_font_family=”font_family:Merriweather|font_call:Merriweather|variant:700″ sub_heading_style=”font-weight:700;”]that better banks deserve to be paid more.[/ultimate_heading][ultimate_heading sub_heading_color=”#ffffff” sub_heading_font_family=”font_family:Merriweather|font_call:Merriweather|variant:700″ sub_heading_style=”font-weight:700;”]community banks drive the heartbeat of America![/ultimate_heading][/vc_column_inner][/vc_row_inner][/vc_column][vc_column width=”1/2″ el_class=”sec01-row01-col02″][vc_column_text el_class=”testimonial-card”]

“We’ve grown from $238 million to $368 million… a 54.49% increase, net income grew from $2.1 million to $4.1 million… a 95.2% increase, and earning assets grow from $213 million to $332 million-a 55.66% increase.”

G. Majors

President & CEO,
The Hardin County Bank[/vc_column_text][/vc_column][/vc_row][/vc_section][vc_section full_width=”stretch_row” el_class=”nsec01″][vc_row][vc_column width=”1/4″ css=”.vc_custom_1650615257928{background-color: #35216a !important;}”][vc_column_text el_class=”font51 fontredhatdisplay org-border”]

ABOUT
THE EMMERICH GROUP

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“[The Emmerich Group] has helped us have a breakthrough we never dreamed possible: assets have grown 44%; loan growth is up 64%; net income has doubled; AND we were ranked #2 by SNL for banks under $1 billion. “

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–C. Floyd

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President & CEO, First National Bank of Syracuse

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“[Working with Emmerich] has taken us from a mediocre bank to a billion-dollar bank earning over a 2.00% ROA and 5% NIM. The magic is the simplicity of a well-executed system that always pops our numbers to the next level.”

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–P. Steele

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CEO, First Volunteer Bank

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“[With the Emmerich Group] we skyrocketed from a bank that was battling for average to a high level of performance we never dreamed possible.

We are hitting every single metric every single quarter—something we never did before. I can’t imagine any bank that wouldn’t want to have this.”

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–C. Holland

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 CEO, Farmers State Bank

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“[Working with Emmerich] we now know how to command premium pricing while maintaining excellent credit quality. [We now have] a predictable success machine that will keep us safe during good times and bad.”

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–K. Knudsen

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President & CEO, Security Bank,
Past Chair of Graduate School of Banking, Colorado

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No Organization Has Helped More Banks
Get to—and Maintain—

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Top 5% Performance

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Than The Emmerich Group

[/vc_column_text][/vc_column][/vc_row][/vc_section][vc_section full_width=”stretch_row” el_class=”nsec03″ css=”.vc_custom_1650615789883{background-image: url(https://emmerichfinancial.com/wp-content/uploads/2022/04/sec02-bg.png?id=75811) !important;}”][vc_row][vc_column width=”1/2″][vc_column_text el_class=”font40 fontpurple org-border-sml”]Hundreds of
community banks across the United States[/vc_column_text][vc_column_text el_class=”font35 fontpurple”]have trusted The Emmerich Group (TEG) to transform their systems and people, leading to levels of performance they once thought impossible.[/vc_column_text][/vc_column][vc_column width=”1/2″][vc_single_image image=”75812″ el_class=”show-mobile”][/vc_column][/vc_row][/vc_section][vc_section full_width=”stretch_row” disable_element=”yes” el_class=”about-sec03″][vc_row][vc_column width=”1/2″ el_class=”sec03-col1″][vc_row_inner el_class=”sec03-org-bg”][vc_column_inner][vc_column_text el_class=”font45 fontworkbold no-margin”]Hundreds of community banks across the United States[/vc_column_text][vc_column_text el_class=”font30 no-margin”]have trusted The Emmerich Group (TEG) to transform their systems and people, leading to levels of performance they once thought impossible.[/vc_column_text][/vc_column_inner][/vc_row_inner][/vc_column][vc_column width=”1/2″ el_class=”sec03-col2″][vc_single_image image=”75626″ el_class=”sec03-img”][/vc_column][/vc_row][/vc_section][vc_section full_width=”stretch_row” el_class=”nsec04″ css=”.vc_custom_1650616298933{background-color: #37246d !important;}”][vc_row el_class=”nsec04-row1″][vc_column][vc_single_image image=”75661″][/vc_column][/vc_row][vc_row el_class=”nsec04-row2″][vc_column][vc_separator color=”custom” border_width=”10″ el_width=”40″ accent_color=”#e87824″ el_class=”nsec04-sep”][vc_column_text el_class=”font47 org-bold”]

“I’ve always said that if our competitors got hold of Roxanne’s information, we’d be in trouble. Fortunately, we found her first.

Roxanne’s system works—especially during times like these.”

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—A. Tubbs

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 Chair, Ohnward Bancshares, Inc.,
Past President, American Bankers Association

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Going from bottom quartile to top quartile
(and knowing how to stay there) IS achievable—in fact,
most TEG clients get there in as little as three years.

[/vc_column_text][vc_single_image image=”75627″ alignment=”right” el_class=”sec04-img hidden”][/vc_column][/vc_row][/vc_section][vc_section full_width=”stretch_row” el_class=”about-sec05″ css=”.vc_custom_1647918776294{background-image: url(https://emmerichfinancial.com/wp-content/uploads/2022/03/2018-09-10-Super-Conference-00433.png?id=75504) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}”][vc_row][vc_column width=”1/2″][vc_column_text el_class=”testimonial-card-big”]

“We haven’t encountered a bank yet that couldn’t break through to even better results…even if it’s already a top 5% performer. Many of our clients are—in fact, that’s our specialty.”

Roxanne Emmerich,

President & CEO,
The Emmerich Group[/vc_column_text][/vc_column][vc_column width=”1/2″][/vc_column][/vc_row][/vc_section][vc_section full_width=”stretch_row” el_class=”about-sec06″][vc_row el_class=”sec06-row1″][vc_column width=”2/3″][vc_row_inner][vc_column_inner][vc_column_text el_class=”font80 fontorg”]THE EMMERICH GROUP[/vc_column_text][/vc_column_inner][/vc_row_inner][vc_row_inner][vc_column_inner][vc_column_text el_class=”font35 fontpurple”]is the ONLY company that works at
the intersection of strategy, culture,
marketing, and sales process
to help
community banks:[/vc_column_text][/vc_column_inner][/vc_row_inner][vc_row_inner el_class=”purple-list-bg” css=”.vc_custom_1650858136114{background-color: #35216a !important;}”][vc_column_inner][vc_column_text el_class=”font25 orange-list”]

  • CREATE radical and sustainable market differentiation,
  • DELIVER massive results,
  • LOCK IN brand insistence.

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The ONLY Integrated, Intentionally Congruent System Designed to Take a Bank to High Performance and Keep Them There.

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THE SYSTEM is made up of systems and subsystems that all work together and is as elegant and harmonious as it is engineered excellence.

[/vc_column_text][/vc_column][/vc_row][vc_row el_class=”hide-mobile”][vc_column][vc_single_image image=”75629″ alignment=”center”][/vc_column][/vc_row][vc_row el_class=”show-mobile”][vc_column][vc_column_text el_class=”font24 cog-text-left”]STRATEGIC PLANNING that is a north star, not an afterthought[/vc_column_text][vc_column_text el_class=”font24 cog-text-left”]A CULTURE that rocks in every way[/vc_column_text][vc_column_text el_class=”font24 cog-text-left”]IDENTIFY your next most profitable CUSTOMERS and bring them in[/vc_column_text][vc_column_text el_class=”font24 cog-text-left”]NEVER MATCH RATE again while commanding and getting premium pricing[/vc_column_text][vc_single_image image=”75630″ alignment=”center”][vc_column_text el_class=”font24 cog-text-right”]

LOAN & DEPOSIT GROWTH strategies that win prospects and increase cross-sales

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CERTIFIED TRUSTED ADVISORS on your team, no order takers

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ACCOUNTABILITY systems to tie everyone to profit

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“[Once we began implementing The Emmerich Group’s approach,] it was like the lights went on [for our people].

Are you working with The Emmerich Group yet? If you’re not, you should be.”

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—K. Burgess

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Chairman, FirstCapital Bank of Texas, and Chairman,
American Bankers Association

[/vc_column_text][/vc_column][/vc_row][vc_row el_class=”nsec04-row3″][vc_column][vc_single_image image=”75662″ alignment=”right” el_class=”rquote”][/vc_column][/vc_row][vc_row el_class=”nsec04-row4″][vc_column][vc_single_image image=”75677″ alignment=”center” el_class=”green-sep”][/vc_column][/vc_row][/vc_section][vc_section full_width=”stretch_row” el_class=”about-sec08″ css=”.vc_custom_1647919412399{background-image: url(https://emmerichfinancial.com/wp-content/uploads/2022/03/young-businesswoman-with-co-workers.png?id=75631) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}”][vc_row el_class=”sec08-row1″][vc_column width=”1/2″][vc_row_inner el_class=”sec08-inner-row left-side”][vc_column_inner][vc_column_text el_class=”font62 fontmerribold”]OUR PEOPLE[/vc_column_text][vc_column_text el_class=”font24″]We’ve curated a team with depth and breadth. These are people who have previously been exactly what you aspire to be… high-performing executives leading their organizations to never-before-seen heights.[/vc_column_text][vc_pm_advanced_button label_text=”DIscover Who We Are >” button_align=”alignleft” href=”/about/our-people” el_class=”purple-btn”][/vc_column_inner][/vc_row_inner][/vc_column][vc_column width=”1/2″][/vc_column][/vc_row][/vc_section][vc_section full_width=”stretch_row” el_class=”about-sec09″ css=”.vc_custom_1647928564620{background-image: url(https://emmerichfinancial.com/wp-content/uploads/2022/03/close-up-multiethnic-team-solving-blank-puzzle-game.png?id=75635) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}”][vc_row el_class=”sec09-row1″][vc_column width=”1/2″][/vc_column][vc_column width=”1/2″][vc_row_inner el_class=”sec09-inner-row right-side”][vc_column_inner][vc_column_text el_class=”font62 fontmerribold”]OUR MISSION[/vc_column_text][vc_column_text el_class=”font24″]The Emmerich Group’s mission is simple yet significant—we’re out to save community banking because of the unique value it contributes and the unique role it plays in our local, state and national economic systems.[/vc_column_text][vc_pm_advanced_button label_text=”What Drives Us >” button_align=”alignright” href=”/about/our-mission” el_class=”purple-btn”][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][/vc_section][vc_section full_width=”stretch_row” el_class=”about-sec10″ css=”.vc_custom_1647928631307{background-image: url(https://emmerichfinancial.com/wp-content/uploads/2022/03/business-hands-joined-together-teamwork.png?id=75636) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}”][vc_row el_class=”sec10-row1″][vc_column width=”1/2″][vc_row_inner el_class=”sec10-inner-row left-side”][vc_column_inner][vc_column_text el_class=”font62 fontmerribold”]OUR VALUES[/vc_column_text][vc_column_text el_class=”font24″]We believe in community banking and what it represents – the good work that people like YOU do every day.[/vc_column_text][vc_pm_advanced_button label_text=”We Believe In >” button_align=”alignleft” href=”/about/our-values” el_class=”purple-btn”][/vc_column_inner][/vc_row_inner][/vc_column][vc_column width=”1/2″][/vc_column][/vc_row][/vc_section][vc_section full_width=”stretch_row” el_class=”about-sec11″ css=”.vc_custom_1647928671082{background-image: url(https://emmerichfinancial.com/wp-content/uploads/2022/03/sign-bg.jpg?id=75637) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}”][vc_row el_class=”sec11-row1″][vc_column width=”1/2″][/vc_column][vc_column width=”1/2″][vc_row_inner el_class=”sec11-inner-row right-side”][vc_column_inner][vc_column_text el_class=”font62 fontmerribold”]OUR WORK[/vc_column_text][vc_column_text el_class=”font24″]In community banking, having good people is simply not enough. At The Emmerich Group, we place our faith in the power of good systems and have built our approach on them.[/vc_column_text][vc_pm_advanced_button label_text=”How We Work >” button_align=”alignright” href=”/about/our-work” el_class=”purple-btn”][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][/vc_section][vc_section full_width=”stretch_row” el_class=”about-sec12″ css=”.vc_custom_1647928735154{background-image: url(https://emmerichfinancial.com/wp-content/uploads/2022/03/business-people-shaking-hands-together.png?id=75638) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}”][vc_row el_class=”sec12-row1″][vc_column width=”1/2″][vc_row_inner el_class=”sec12-inner-row left-side”][vc_column_inner][vc_column_text el_class=”font51 fontmerribold”]OUR DREAM CLIENTS[/vc_column_text][vc_column_text el_class=”font24″]We only want to work with ambitious banks and bankers aiming for top-of-industry performance and radical results.[/vc_column_text][vc_pm_advanced_button label_text=”Who We Work With >” button_align=”alignleft” href=”/about/our-clients” el_class=”purple-btn”][/vc_column_inner][/vc_row_inner][/vc_column][vc_column width=”1/2″][/vc_column][/vc_row][/vc_section][vc_section full_width=”stretch_row” el_class=”nsec04″ css=”.vc_custom_1650616298933{background-color: #37246d !important;}”][vc_row el_class=”nsec04-row1″][vc_column][vc_single_image image=”75661″][/vc_column][/vc_row][vc_row el_class=”nsec04-row2″][vc_column][vc_separator color=”custom” border_width=”10″ el_width=”40″ accent_color=”#e87824″ el_class=”nsec04-sep”][vc_column_text el_class=”font47 org-bold”]

“We’ve grown from $238 million to $368 million… a 54.49 percent increase, net income grew from $2.1 million to $4.1 million… a 95.2% increase, and earning assets grow from $213 million to $332 million-a 55.66 percent increase.”

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-G. Majors

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President and CEO,
The Hardin County Bank

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How to See If We’re a Fit for What You Need |
Taking the Right First Step

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You’re not the right choice for everyone, and neither are we.

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Although we specialize in taking good banks to great, we have many stories of banks that had been solidly 4th-quartile performers right across the board that–after working with us–got to 1st-quartile every single year and even hit #1 in their markets within two to three years.

It’s not unusual for our client banks to hit every element of their Utopian dream, including net interest margins well over 4.5 (that jumped by more than 100 basis points)
WHILE they improved the quality of their loans AND took their culture from train wreck to joining the ranks of best places to work.

[/vc_column_text][/vc_column][/vc_row][/vc_section][vc_section full_width=”stretch_row” disable_element=”yes” el_class=”see-vision-section” css=”.vc_custom_1650617715058{background-image: url(https://emmerichfinancial.com/wp-content/uploads/2022/03/climbing-bg.jpg?id=75542) !important;}”][vc_row][vc_column width=”1/2″][vc_separator color=”custom” align=”align_left” border_width=”10″ el_width=”60″ accent_color=”#4e2875″][vc_row_inner el_class=”you-see-slider”][vc_column_inner][vc_column_text el_class=”font20 fontworksemi”]You see a vision of the community bank that is, once again, the central business institution in the community … that is innovative and that attracts the best customers within the market because they receive such overwhelming value.[/vc_column_text][vc_column_text el_class=”font20 fontworksemi”]Your gut reaction to being challenged to take your bank to the top 5%—and even to #1 in your state—is “Bring it on!”[/vc_column_text][vc_column_text el_class=”font20 fontworksemi”]You are committed to following through on the uncomfortable but necessary culture transformation.[/vc_column_text][vc_column_text el_class=”font20 fontworksemi”]You look forward to the day a few short months from now when multiple board members ask you with wide-eyed amazement, “Seriously … how did you accomplish all of this?”[/vc_column_text][/vc_column_inner][/vc_row_inner][/vc_column][vc_column width=”1/2″][vc_single_image image=”75527″ el_class=”show-mobile”][/vc_column][/vc_row][/vc_section][vc_section full_width=”stretch_row” el_class=”nsec05″][vc_row][vc_column][vc_column_text el_class=”font70 fontpurple”]

HOW TO SEE IF WE’RE A FIT FOR WHAT YOU NEED

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Taking the Right First Step

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You’re not the right choice for everyone, and neither are we.

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Although we specialize in taking good banks to great, we have many stories of banks that had been solidly 4th-quartile performers right across the board that–after working with us–got to 1st-quartile every single year and even hit #1 in their markets within two to three years.

It’s not unusual for our client banks to hit every element of their Utopian dream, including net interest margins well over 4.5 (that jumped by more than 100 basis points)
WHILE they improved the quality of their loans AND took their culture from train wreck to joining the ranks of best places to work.

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So if …

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You are committed to following through on the uncomfortable but necessary culture transformation.

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You see a vision of the community bank that is, once again, the central business institution in the community … that is innovative and that attracts the best customers within the market because they receive such overwhelming value.

[/vc_column_text][/vc_column][/vc_row][vc_row el_class=”tile-row”][vc_column width=”1/2″ css=”.vc_custom_1650617051632{background-color: #3da2db !important;}”][vc_column_text el_class=”font25″]

You look forward to the day a few short months from now when multiple board members ask you to wide-eyed amazement, “Seriously … how did you accomplish all of this?”

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Your gut reaction to being challenged to take your bank to the top 5%—and even to #1 in your state—is
“Bring it on!”

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Ready to Start?

Call an Emmerich Certified Community Bank Team
Member Today

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If you truly understand the scope and power of the “winds” that are gathering to take out the community banking industry, you won’t want to let another day go by before you contact The Emmerich Group. (We’ve had a few client banks with CEOs who told us they’d waited as long as 10 years to get started … mind-blowing!)

[/vc_column_text][/vc_column][/vc_row][vc_row el_class=”custom-width”][vc_column width=”1/2″][vc_column_text el_class=”font60 fontworkblack fontpurple”]We’re making it easy, fast, and risk-free to get started.[/vc_column_text][vc_column_text el_class=”font30″]If you want to get:[/vc_column_text][/vc_column][vc_column width=”1/2″ el_class=”orange-check”][vc_column_text el_class=”font26 fontworkmed”]Targeted advice[/vc_column_text][vc_column_text el_class=”font26 fontworkmed”]From an industry expert[/vc_column_text][vc_column_text el_class=”font26 fontworkmed”]Specific to YOUR biggest challenge[/vc_column_text][/vc_column][/vc_row][vc_row][vc_column][vc_column_text el_class=”font35 font40bold for-free”]

for FREE … you can, in a private call with one of The Emmerich Group’s
expert consultants.

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To qualify:

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Your community bank has assets between $200 million and $8 billion
AND
Your CEO and at least one other executive or board member must participate in the call

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During your private call, you’ll have the opportunity to identify one key issue related to growing your bank. One of my team members will work with you to develop a battle plan specifically for that issue. Through this exchange, we’ll evaluate each other and determine if there’s a good fit for moving forward. (As long as the CEO and at least one other exec or board member takes part in the call, the call is complimentary; otherwise, there is a substantial charge.)

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YOU CAN HIT YOUR GOALS
(AND THEN SOME)

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(If your bank’s assets aren’t quite there yet, don’t despair!
We’ve built a multimillion-dollar education and accountability
platform just for you. Check out TGIM UTM.)

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