The Strategic Planning Lie That’s Keeping Banks Mediocre [VIDEO]
Roxanne Emmerich exposes the toxic lie behind most strategic plans—and the second-order thinking top banks use to pull away from the pack.
Welcome to the Top 5 Percenter™ Blog
How is Your Bank Responding [Video]
What a week… How you respond right now to COVID-19, to near-zero interest rates, and to the requests you’re getting from customers to cut or match rates will predict how your bank will fare in this recession.
How is Your Bank Responding
There’s no reason community banks should have to go out of business because of this recession, but a lot of them will, because they’re not focused on the right things and not in action now.
I recorded a short video above to share some of the actions you should be taking immediately. In the coming days and weeks, I will be sharing more videos in the Grow Your Bank Ezine, here on this blog each Thursday, on LinkedIn, and in regular webinars to help you navigate this storm. Make sure you and your staff are subscribed, if you’re not already, using the form on the right side of this page.
So many of our clients have told me that they made it through the Great Recession because of our relationship and the strategies we helped them implement. I’m committed to getting you through this recession now.
Please watch the video above and share it with your exec team and board.
— Roxanne Emmerich
More From The Blog
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How Top 5% Community Banks Build, and Sustain, Elite Performance[VIDEO]
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What the Best Banks in America Do Differently [VIDEO]
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Stop Matching Rates: How Top 5% Banks Command Premium Pricing Instead [VIDEO]
Most banks lose the pricing conversation long before rates are discussed. Discover how elite community banks command premium pricing while protecting profitability and independence.
Stop Rate Matching: The Strategy That Protects Your Net Interest Margin [VIDEO]
Most banks never intend to compete on price, yet rate matching quietly erodes profitability every day. Discover the strategy that allows top-performing community banks to command premium pricing and protect net interest margin.
How Top Community Banks Increase Net Interest Margin Without Competing on Rate [VIDEO]
The best community banks don’t win pricing wars—they avoid them. Discover how stronger positioning leads to higher net interest margin and greater profitability.
The Fastest Way to Find Your Bank’s Next Best Customer [VIDEO]
The highest-performing community banks don’t waste months searching for their ideal customers. Discover the proven process they use to identify profitable relationships quickly and execute with confidence.
Why Premium Pricing Is a Leadership Decision—Not a Market Condition [VIDEO]
Most banks believe their market determines pricing. Discover why that belief destroys profitability—and how elite community banks command premium pricing instead.