Higher Net Interest Margin With Less Risk – Fact or Fiction? [VIDEO]
Most banks chase NIM by matching rates. Top banks raise pricing by changing positioning. Here’s how they do it.
Before we get to the five best practices for leaders, there is a fundamental difference you must understand.
Leaders and managers serve different functions within a healthy organization.
Both roles must inspire and instill accountability but there is a profound difference between management and leadership.
Managers use command and control techniques. They measure. They plan. They set goals. They do.
Leaders, on the other hand, are more about being than doing. It’s more WHO they are than what they do that inspires the “better angels of our nature,” as Abraham Lincoln said.
Managing is about efficiency and doing things right. Leadership, on the other hand, is about doing the right things.
Too many managers climb the ladder beautifully; only to find out they climbed the wrong ladder. Management is about controls, procedures, and systems.
Leadership is about trust. Only through trust can leaders innovate, create, adapt, and change.
Leadership is about enrolling people in a vision that will let them be extraordinary and make an impact.
Leadership is both top down and bottom up. In order for a leader to trust, the people they delegate responsibilities to must be well educated about the work they need to do and the direction you are going so they can make good decisions. To simply let go of the reins without giving people the necessary tools is a formula for disaster.
Make no mistake, you need BOTH leaders and managers in a kick-butt sales culture.
Look for the five specific best practices utilized by high-performing leaders within the industry in next week’s blog post.
Most banks chase NIM by matching rates. Top banks raise pricing by changing positioning. Here’s how they do it.
Guessing interest rates is not a strategy. Here’s how top community banks remove rate risk and stay profitable.
A Christmas reflection on why community banking matters—and why your leadership impact extends far beyond transactions.
Top banks don’t complain about regulation—they execute around it. Here’s how the elite outperform anyway.
Low-cost deposits are the ultimate margin advantage. Discover how top 5% performers attract them consistently—and why most banks fail to compete.
Banks don’t fail from a talent shortage—they fail from a thinking shortage. Discover how critical-thinking systems like the SIR Formula build your future executives now.
A powerful Thanksgiving message on how gratitude shifts leadership presence, reframes pressure, and strengthens your bank’s performance culture.
Most employees believe they’re top performers but can’t show how they drive profit. This episode shows how to tie every role to the bottom line, boost profit per FTE, and build a high‑performance culture in your community bank.
Traditional sales training fails because it focuses on tactics, not transformation. Discover how to shift from sales training to sales culture and achieve lasting growth.
Escape commodity pricing. This episode shows how Level-4 USPs—proprietary, client-valued processes—let community banks command +150–200 bps and keep deposits loyal.