by The Emmerich Group | May 12, 2022 | Strategic Planning
Loan growth. Ears of bank CEOs across the country perk up when those two words are spoken, especially now in 2022. But there’s a caveat to that as well. Grow loans too quickly and regulators will be all over you, assuming all manner of misdeeds. Too slowly and...
by The Emmerich Group | Nov 27, 2014 | Bank Acquisitions
Think you’re ready for an acquisition? Think you’ve got a bullet-proof plan? Imagine if you take a “bring-it-on-and-make-it-happen-no-matter-what” bank culture where people are passionate about what they do, and combine it with a group with a...
by The Emmerich Group | Nov 6, 2014 | Bank Acquisitions
The coming bank consolidation isn’t a surprise. It’s been predicted for years. In fact, the next 18 months are destined to be a major “shake out” period when weak banks will be acquired or closed—and banks that are in a position to capture the best customers in...
by The Emmerich Group | Oct 22, 2014 | Bank Acquisitions
A lot of bad things happen around acquisitions. If you’re being acquired, it’s rarely pretty. And if you’re the one acquiring, the Wharton School of Business says your chance of failure is greater than 83 percent. And even if you don’t go down in flames in the...
by The Emmerich Group | Feb 25, 2013 | Bank Acquisitions
So you’ve decided to acquire another bank. For nearly 25 years, I’ve been giving the same advice about acquisitions: DON’T DO IT. I’ve had good reason to give that advice. Many banks try to solve their inadequacy of systems, education, and strategies by acquiring. And...
