What the Top 1% of Banks Do That the Other 99% Still Don’t Get
In this video, I discuss how the top 1% of community banks are not working harder than their competitors—they’re working smarter. By leveraging a high-performance...
As we celebrate the Fourth of July, it occurs to me that one of the beautiful things about this country is the wisdom that was brought to us by our founding fathers and the degree to which they stood by those principles, and how those principles mattered to them; how they could see what didn’t work in other countries, and wanted to bring something forward into a new country that they knew would work.
Video: Reevaluating Values: What Stands the Test of Time
What a great time for us to reflect on the values that we stand for in community banking and also within your own community bank.
Because you stand for something, great things happen. What I love about community banks is that we stand for our communities. Without us, the businesses wouldn’t thrive, and the individuals would not have the backing. There is something unique that we bring to the world that just doesn’t get done without the existence of community banks.
That said, there’s always the next level. And so I ask you this as you’re approaching the next half of 2020, what will be the values that you stand for? And when I say stand for I mean that it is in your bones and you do not compromise on those. What will be the aspirational values that you feel you need to bring into your organization to take your organization to the next level and emerge even stronger at the end of COVID and all the other craziness that we’re going through?
So take some time off, restore, enjoy yourself and think about who you want to be next, and what values will guide you to make sure that you have a solid institution that withstands centuries.
– Roxanne Emmerich
Please watch the video above and share it with your exec team and board.
In this video, I discuss how the top 1% of community banks are not working harder than their competitors—they’re working smarter. By leveraging a high-performance...
Net interest margin is under pressure—and if your bank is still waiting on rate changes to save your profitability, you’re already behind. In this sharp, no-fluff...
Bankers, let me ask you a brutal but necessary question:Why are you still playing checkers while the top-performing banks are playing 4D chess with deposit growth? If...
Do you agree that high quality customers love high quality attention? Let's explore how you can transform your safety and profitability by creating the kind of...
What if you can use extreme differentiation to get 150 basis points or more on the loan side and improve your deposit pricing at the same time? If you're the kind of...
You deserve to get paid more. Rate matching is the most destructive force in community banking today. And because of it, as a community bank, you are underpaid for the...
Does every team member on your team know how they tie to profit? I mean really know? When a study published in Businessweek revealed they had asked 6,000 employees, "Do...
Everyone has patterns of disbelief. Some people believe that in politics, there is one side or the other, and they're unwilling to look at the alternative. Still others...
I hear the same thing everywhere I go—"We need to build an accountability culture!" Great idea, right? But here’s the problem: we’ve been saying this for decades, and...
I have a book that I love—a book I read a couple of times last year and still reference often. It’s called Intelligent Thinking—which, let’s be honest, sounds like a...