How to Increase Bank Profits in Challenging Times
How do you increase your bank's profits, and replace PPP revenue, when your desperate competitors are doing crazy things, and it has never looked harder to create...
Most bank executives assume merger success depends on due diligence, legal documents, and a well-written strategic plan. The evidence tells a different story.
Research shows that 70–90% of mergers fail to deliver their intended value—not because the financial analysis was wrong, but because leadership underestimated the importance of culture, alignment, and execution.
If your teams aren’t operating from a shared vision with clear accountability, even the best merger strategy can quickly unravel.
In this week’s video, discover why traditional strategic planning often falls short during mergers and acquisitions—and what high-performing community banks do differently to protect profitability while creating a stronger organization.
You’ll discover:
Whether your bank is preparing for an acquisition, evaluating future opportunities, or simply strengthening strategic execution, these principles can help you avoid costly mistakes and create lasting value.
Watch the video to discover how the highest-performing banks turn disruption into competitive advantage.
This week, we’re talking about what really determines the success or failure of bank mergers, and it’s not what your lawyers are telling you.
Most banks enter mergers armed with due diligence reports and legal documents, but completely unarmed when it comes to cultural alignment and performance execution—the whole reason you’re doing this. The research is sobering.
Seventy to ninety percent of mergers fail to deliver their intended value. Why? Most banks try to bolt a new organization onto a broken culture and hope for the best.
When I was in graduate school for strategic planning, I asked my professor a pointed question: “Have you ever seen this traditional strategic planning process we’re working on actually work?”
He paused and finally said, “Not really.”
That was the moment I knew we had to invent something different—something that actually drove results during disruption.
We created a strategic planning system built for high-performing banks—not project lists, but true alignment of people, purpose, and profit.
And it works.
We’ve seen clients avoid costly integration failures and emerge from mergers and acquisitions stronger, more profitable, and even more cohesive than ever before.
And you can too.
How do you increase your bank's profits, and replace PPP revenue, when your desperate competitors are doing crazy things, and it has never looked harder to create...
There's been a popular question around for decades: How to improve cross-selling in banks? Yes, some people don't like to use the word “cross-sells” after what...
This last year was brutal for NIM compression at most community banks. And yet it was understandable, and it reconciled with some nice PPP fee income that drove up the...
Find out the surprising things the franchise system of banking can do for your bank revenue What if you thought about your bank as a franchise? Seriously, any business...
What’s the biggest question in board rooms and among smart bank executives right now? Easy: “How will we replace PPP income in 2022?” That is the hottest question from...
Do you hold the entire relationship for every one of your bank account holders? I hope you do. But maybe you don't. And maybe your people don't know how to get...
This Thanksgiving holiday, I give thanks for you. And I hope that you're in a state of gratitude. Gratitude is the filter with which we take in life. At every moment...
What are your customers saying about you? Do they have brand awareness? Or do they have brand insistence? You see, the degree to which you create a customer...
How do you protect your bank from the new “I Quit Culture” known as the Great Resignation of 2021? And how do you combat the upcoming exodus caused by headhunters...
Quite a few decades ago, I remember going to bank CEO conferences and hearing this line uttered: “Our people are order takers, we've tried everything, we don’t seem to...