by The Emmerich Group | Jun 12, 2025 | Creating an Accountability Culture, Culture, Effective Leadership, Employee Training, High Performance, Hiring for Performance, Managing Employees, Profitability and Growth, Succession Planning, Workplace Culture
If your efficiency ratio strategy is built on budget slashing, you’re playing a losing game. Freezing your training budget. Cutting headcount. Shoving top talent into shared hotel rooms. These aren’t signs of smart leadership—they’re signs of survival-mode thinking....
by The Emmerich Group | Jun 4, 2025 | Creating an Accountability Culture, Culture, Effective Leadership, Employee Training, High Performance, Hiring for Performance, Managing Employees, Profitability and Growth, Succession Planning, Workplace Culture
Toxic conflict is draining your bank’s profits—and it’s worse than you think. According to recent research, workplace conflict costs American businesses $359 billion annually in lost productivity. And yes, your bank is part of that equation. Endless unproductive...
by The Emmerich Group | May 29, 2025 | Creating an Accountability Culture, Culture, Effective Leadership, Employee Training, High Performance, Hiring for Performance, Managing Employees, Profitability and Growth, Succession Planning, Workplace Culture
Loyalty to underperformers is draining your bank’s profitability—and you’re footing the bill. If your net interest margin is 150 basis points too low, you’re losing $15 million a year—likely because of long-time employees delivering mediocre results. This week’s video...
by The Emmerich Group | May 22, 2025 | Creating an Accountability Culture, Culture, Effective Leadership, High Performance, Managing Employees, Marketing Plan, Profitability and Growth, Workplace Culture
Here’s a hard truth: If your culture isn’t actively generating profit, it’s silently draining it. Most bank executives try to fix performance by hiring more people, launching values campaigns, or sending leaders to retreats. But if your bank’s performance...
by The Emmerich Group | May 1, 2025 | Cross-Sales, Culture, Deposits, Get More Cross-Sales, High Performance, Increase Net Interest Margin, NIM, Profitability and Growth, Workplace Culture
The Cross-Sales Myth That’s Costing Your Bank Millions If “our people just need to do more” actually worked, you’d already be at 8.0 cross-sales per customer—and popping champagne every month. But you’re not. Because knowing doesn’t drive results. Systems do. Culture...
by The Emmerich Group | Apr 24, 2025 | Deposits, High Performance, Increase Net Interest Margin, NIM, Profitability and Growth, Workplace Culture
In this video, I discuss how the top 1% of community banks are not working harder than their competitors—they’re working smarter. By leveraging a high-performance banking system, strategic execution in banking, and leadership alignment, these banks pull results like a...