Welcome to The Top 5 Percenter™ Blog
Dive in for concise, powerful insights on elevating community banking. Discover strategies and success stories for superior performance, from boosting financial margins to cultivating a dynamic culture. These posts literally contain the secrets of the Top 5 Percenters™. Sign up to the newsletter so that you don’t miss a single post.
The Big Lie about Low Rates
Let’s get one thing straight. Low price IS a strategy. And consciously or unconsciously, every time you match rates to win business, you’re saying, “Our strategy is to be the lowest price bank in our market.” If you’re going to go the low-price route, at least make a conscious decision to pursue that strategy rather than have it be the result of dozens or hundreds of little unconscious decisions...
How to Get A+ Quality Loans to Come to You
I believe people operate out of their "world view" and fairly committed to their "belief systems." In this video, I share with you important tips to get your team to believe that getting more A+ credits can be done. Enjoy the video.
Differentiation: How to Drive A+ Quality Credits to Your Door
I believe that quality people love quality attention. Discover how to transform your safety and profitability for your bank. Watch this video now.
You Deserve More and Better
I believe it is normal to accept limiting beliefs as fact. If you have team members who believe that higher pricing happens only for weaker credits watch this video.
How to Master the Basics to Transform Deposit Growth
I believe humans can take easy things and make them much harder than they need to be. In this video, you will discover how to get more deposits quickly.
Custom Built Blog Post with Divi in the SuperTheme Milo
This is an excerpt of this custom blog post. Curabitur tincidunt mollis ante non volutpat. Nam consequat diam nec leo rutrum tempus. Nulla accumsan eros nec sem tempus scelerisque.
Getting Sticky Deposits Without Having to Mention Pricing
I believe that when people trust you, they bring all their business to you. In this episode, you will discover how you can get more low-cost deposits quickly. Watch this video now.
How to Find Your Next Top 100 Clients
I believe it makes sense to fish in the fishing hole and not the whole lake. In this episode, you will discover how to find your most desirable customers, the kind that will give you low-cost funds.
How to Find All the Deposits You Want in Your Market
I believe the world is an abundant place. If you are the kind of banker who can't seem to find enough deposits, or you are doing well, but want to discover how to bring your costs of funds down even more, you are going to love this video.
How to Get Your Team Aligned
I believe people are good and they want to do what they say they want to do. In this video I show you how to align your entire team.
How to Get Rapid Sales Results from Existing Product Lines
I believe every bank has a breakthrough opportunity in several of its product lines just waiting to be discovered. Watch this video to see how any one of your product lines could generate thousands of additional dollars in a few short weeks.
The Secrets to Successful Strategic Planning
The reason most banks don't succeed in their strategic planning is that they lack strategies in their strategic plan. I believe most banks are sitting on a goldmine of untapped potential for organic growth and increased profits. Watch this video to find out how.