Welcome to The Top 5 Percenter™ Blog
Dive in for concise, powerful insights on elevating community banking. Discover strategies and success stories for superior performance, from boosting financial margins to cultivating a dynamic culture. These posts literally contain the secrets of the Top 5 Percenters™. Sign up to the newsletter so that you don’t miss a single post.
How to Find Your Next Top 100 Clients
I believe it makes sense to fish in the fishing hole and not the whole lake. In this episode, you will discover how to find your most desirable customers, the kind that will give you low-cost funds.
How to Find All the Deposits You Want in Your Market
I believe the world is an abundant place. If you are the kind of banker who can't seem to find enough deposits, or you are doing well, but want to discover how to bring your costs of funds down even more, you are going to love this video.
How to Get Your Team Aligned
I believe people are good and they want to do what they say they want to do. In this video I show you how to align your entire team.
How to Get Rapid Sales Results from Existing Product Lines
I believe every bank has a breakthrough opportunity in several of its product lines just waiting to be discovered. Watch this video to see how any one of your product lines could generate thousands of additional dollars in a few short weeks.
The Secrets to Successful Strategic Planning
The reason most banks don't succeed in their strategic planning is that they lack strategies in their strategic plan. I believe most banks are sitting on a goldmine of untapped potential for organic growth and increased profits. Watch this video to find out how.
How to Deal with Team Members Who Truly Believe They Need to Match Rates
I believe in the unlimited upside potential in your team, and I believe that with the proper tools, they are capable of so much more! In this video, I’m going to show you how to slash the limiting beliefs that keep them stuck in the Rate-Matching rut. If you follow what I cover in this video, your team should start getting bigger and better quality customers and substantial premium pricing...
A Proven System to Get Premium Pricing
In this episode I am going to show a proven sales system to help your team reach their top potential by showing them how to sell their best customers in a way that PRICE is never brought up. If you are the kind of leader who is frustrated because your people fall into the trap of “We’ll lose the deal unless we match the rate”. Watch this video now.
How to Get Paid More for What You Do
If you’re the kind of leader who: · Has spent hundreds of thousands on “branding” and still have a hard time getting premium pricing · Has made multiple attempts at sales training, and you still haven’t moved your NIM at least 100 points · Is already getting nice premium pricing but want even more... You are going to love this video. Watch it now!
You Deserve to Get Paid What You are Really Worth
I believe you deserve to get paid what you are really worth and never worry again about matching the discounted rates from your competition. Watch this video if you are the kind of leader who: Feels strongly that you just can´t follow the herd anymore Has lenders who don´t believe in premium pricing Are about to give up, because it seems like you are swimming against the tide Watch this video...
Community Banks Deserve to Get Paid More
You deserve to get paid more. You deserve to get out of the crazy rate-matching game that can’t end well for anyone. The truth is, you can get paid a premium—an above-market rate—by good, A+ quality clients, but you won’t get there doing the same thing you’ve been doing. Watch this video to discover the three secrets to getting premium pricing and getting it soon—in the next few weeks—so that...
Does Your Strategic Plan Have THIS?
I've had the opportunity to review hundreds (maybe thousands at this point) of strategic plans from community banks. Sadly, most don't have even ONE strategy in them. They have goals, visions, and purpose. But no strategy. Strategy is the "how we're going to get it done" that you need once you leave the retreat. Without it, you've got another binder for the office shelf, but nothing more....
How to Stop “Running” Your Bank and Start Growing It
Ever feel like you’re so busy “running” your bank that you have no time to improve and grow your bank? What if it was so efficient that you actually had time to create strategies and see that they are implemented correctly? This is your chance to make it happen. It’s strategic planning time, and you need to connect your plan to the systems for getting all those results you want…to the...