Need More High Quality Loans? 5 Easy Steps
While many banks are filled with lenders complaining that there isn’t loan demand, there’s a new breed of banker that’s making hay. They know what to do, and they’re doing it right now.
Most bank executives assume merger success depends on due diligence, legal documents, and a well-written strategic plan. The evidence tells a different story.
Research shows that 70–90% of mergers fail to deliver their intended value—not because the financial analysis was wrong, but because leadership underestimated the importance of culture, alignment, and execution.
If your teams aren’t operating from a shared vision with clear accountability, even the best merger strategy can quickly unravel.
In this week’s video, discover why traditional strategic planning often falls short during mergers and acquisitions—and what high-performing community banks do differently to protect profitability while creating a stronger organization.
You’ll discover:
Whether your bank is preparing for an acquisition, evaluating future opportunities, or simply strengthening strategic execution, these principles can help you avoid costly mistakes and create lasting value.
Watch the video to discover how the highest-performing banks turn disruption into competitive advantage.
This week, we’re talking about what really determines the success or failure of bank mergers, and it’s not what your lawyers are telling you.
Most banks enter mergers armed with due diligence reports and legal documents, but completely unarmed when it comes to cultural alignment and performance execution—the whole reason you’re doing this. The research is sobering.
Seventy to ninety percent of mergers fail to deliver their intended value. Why? Most banks try to bolt a new organization onto a broken culture and hope for the best.
When I was in graduate school for strategic planning, I asked my professor a pointed question: “Have you ever seen this traditional strategic planning process we’re working on actually work?”
He paused and finally said, “Not really.”
That was the moment I knew we had to invent something different—something that actually drove results during disruption.
We created a strategic planning system built for high-performing banks—not project lists, but true alignment of people, purpose, and profit.
And it works.
We’ve seen clients avoid costly integration failures and emerge from mergers and acquisitions stronger, more profitable, and even more cohesive than ever before.
And you can too.
While many banks are filled with lenders complaining that there isn’t loan demand, there’s a new breed of banker that’s making hay. They know what to do, and they’re doing it right now.
How do you get people to do what they’re supposed to do—not sometimes, not sorta, but consistently and for real? This month I met an executive who said something that...
Culture is the leading predictor of future growth and profitability. Let me repeat that. Culture is the LEADING predictor of future growth and profitability. Not new customers. Not premium pricing. Not customer service. Not expense cutting. It’s culture.
When the researchers tracked the day-to-day activities, emotions, and motivation levels of hundreds of workers in many settings, they found that the top motivator was actually listed dead last on the managers’ survey.
"WHOOOOOO'S HOT?" I shout this into the microphone at ballrooms full of bankers in city after city. After I yell, "Whoooooooo's HOT?" each table of ten goes nuts trying...
Busy work. It's nuts. It's out of proportion. In fact, the people who are always whining about being too busy and overwhelmed tend to be your least effective people....
If I owned a tattoo shop for bankers, I'd ink the same thing over and over onto client after client: Life gives to the givers and takes from the takers. It's not just...
Is there anything worse than a bad meeting? Anything? Fine, yes, world hunger, soul-crushing poverty, and violence in the Middle East. But in the midst of a truly bad...
Unfortunately, most banks have only one strategy right now—cost containment. I will go on record now and guarantee that 95 percent of the banks in that camp will not be around in five years.
We’ve all been there. The car salesman slides the paperwork across the desk at you, pointing at the signature line. Just this one last step, he says, and there’ll be no...