by The Emmerich Group | Dec 18, 2025 | Deposits, NIM, Overregulation, Profitability and Growth
Most community bank executives blame performance pressure on regulation, rates, or talent shortages. Top performers don’t. In this week’s video, Roxanne Emmerich delivers a blunt wake-up call: overregulation isn’t the problem—execution is. Every bank faces the same...
by The Emmerich Group | Dec 11, 2025 | Deposits, Profitability and Growth
The scramble for low-cost deposits isn’t slowing down—it’s intensifying. And the banks that win aren’t the ones throwing rate at the problem. They’re the ones who build systems, skill sets, and confidence inside their teams so low-cost deposits show up week after...
by The Emmerich Group | Dec 4, 2025 | Effective Leadership, High Performance, Profitability and Growth
If you’re feeling the pressure to build a future-ready leadership team—and fast—you’re not alone. Research revealed that the number-one concern for business owners is the lack of people truly ready for C-suite roles. Not because they can’t execute tasks, but...
by The Emmerich Group | Nov 20, 2025 | Culture, Effective Leadership, High Performance, Profitability and Growth
Most bank executives are carrying the weight of margin pressure, staffing gaps, and an economy that refuses to cooperate. But there’s one performance lever you can pull instantly—and it changes everything: your state of gratitude. In this video, Roxanne Emmerich...
by The Emmerich Group | Nov 20, 2025 | Deposits, High Performance, Increase Net Interest Margin, NIM, Profitability and Growth, Sales Process, Sales Training, Unique Selling Proposition for banks, USP
Most bank executives assume their people understand how they drive profit. The hard truth? Over 90% of employees in a national study believed they were top‑10% performers—yet most can’t show how they actually tie to profit. That disconnect quietly destroys margin,...
