by Shaun Heuerman | May 20, 2021 | Deposits, High Quality Loans, Increase Net Interest Margin, Profitability and Growth, Sales & Marketing, Strategic Planning
Everyone has patterns of disbelief. Some people believe that in politics, there is one side or the other, and they’re unwilling to look at the alternative. Still others believe that the moon is made of cheese. You may have a belief system that’s true. You...
by Shaun Heuerman | Dec 31, 2019 | Increase Net Interest Margin
The constant “need” to match rates to win a deal is a symptom, not the cause of the net interest margin crisis in banking today. The cause is much more profound. It’s inside each of your lenders, and it may be inside of you. Frankly, it’s not your fault (or...
by Shaun Heuerman | Sep 12, 2019 | Increase Net Interest Margin, Sales & Marketing
I believe you deserve to get paid what you are really worth and never worry again about matching the discounted rates from your competition. Watch this video if you are the kind of leader who: Feels strongly that you just can´t follow the herd anymore Has lenders who...
by Shaun Heuerman | Sep 5, 2019 | Increase Net Interest Margin, Sales & Marketing
You deserve to get paid more. You deserve to get out of the crazy rate-matching game that can’t end well for anyone. The truth is, you can get paid a premium—an above-market rate—by good, A+ quality clients, but you won’t get there doing the same thing you’ve been...
by Shaun Heuerman | May 9, 2019 | Capture Profitable Deposits, Creating an Accountability Culture, Fast and Low-Risk Loan Growth, Get More Cross-Sales, Hiring, Increase Net Interest Margin
You’re in luck… At conference, after conference, after conference, when I speak to audiences of bank executives the talk lately has been “culture, culture, culture.” Much ado about culture…why? There’s good reason. Culture is proven to be the leading predictor of YOUR...